Buying Process
Making the home buying process easy and customer friendly is the standard at Christopher Ross & Associates Inc. Our customized home search system is designed to provide you with a full service, real estate experience. We will deliver a level of service unmatched in the real estate industry. This system answers all of the questions and concerns that buyers are challenged with when purchasing a home. To make the process easy, we offer to every buyer:

• In-depth purchase counseling.
• Multiple listing service providing real time listing information on ALL available homes in the area of your choice.
• Buyer agency - we will exclusively represent YOU the buyer.
• Education about the local market conditions and home buying potential in your chosen area.
• Pre-purchase market analysis, providing sold statistics to help you determine value.
• Mortgage loan pre-qualification.
• Home inspection evaluations.
• Home warranty policies.

At Christopher Ross and Associates Inc., our agents understand that buying a home is one of the most important decisions you will ever make in a lifetime. It's more than just deciding about bricks and mortar; it is deciding your future. Christopher Ross & Associates Inc. makes it simple!

First Time Home Buyers
You tell us exactly what homes you want, the location where you want your house or condo to be, the minimum acceptable size, & the type of monthly payment that will be acceptable (credit score, Loan to Value percentage, and market conditions determine this). We will do the rest.

After the approval of your loan, we will set a date that every participating member involved with the purchase transaction can look at the property. We will show everything that meets the desired needs of the customer (market conditions dictate availability). We have confidence that we will find something that we can put an offer on, if not, we can try again.

Because we live in the Bay Area and depending on market conditions, we find it helpful to shop during the week for numerous reasons. First, there is less competition than that on the weekends. Second, for many of our programs we have a better chance of getting the needed closing costs because of the likelihood of fewer offers. Finally, we have a better chance of finding available property because most properties are available during the week.